Check your financial compatibility

It isn't always easy to get on the same page with your partner about money. But it’s really important for the success of a relationship.

Whether you’re long-term life partners or you recently started dating, it’s always good to talk about money, from long-term goals to daily spending habits.

Take the quiz, tot up your answers, then send to your beau. Compare answers to find out if your joint finances are destined to live happily ever after or if your money nags are red flags.

Your car breaks down, the roof leaks, or some other emergency happens. You say:

A. No problem. My emergency fund will cover this.

B. I’m a bit stressed, but I can borrow to pay for this.

C. Things always go wrong for me. I’ve budgeted for this.

D. This is a mess. Ah well, I’m sure it’ll all work out.

Someone gives you £20,000 out of the blue. Your first thought is:

A. Sweet. I can add a chunk to my savings

B. Who’s going to hit the shops with me?

C. How can I invest this money wisely?

D. What charities should I donate this money to?

You’d describe your financial records as:

A. Organised. I regularly check that they’re up to date.

B. I can't remember the last time I kept a statement.

C. Precise. I use a spreadsheet to track everything.

D. A work in progress. I organise them when I have time.

When it comes to credit cards:

A. I almost always pay off the entire balance due each month.

B. My balance keeps getting steadily worse and worse.

C. I have a couple of cards that I use only in emergencies.

D. I probably have more debt than I should but I don't let it get to me.

Right now, your pension looks:

A. Good! I’m making regular contributions and it’ll give me a healthy income when I retire.

B. Non-existent.

C. On track. I'm on target to reach my retirement goal.

D. Irrelevant. Why worry about that today? It’s years away.

Your result

Mostly As:

You’re a Saver. You regularly set aside money, and make a point to build a cash cushion for a rainy day. You will bring financial balance to any significant other by encouraging them to save - just remember to also have fun with your money once in a while.

Mostly Bs:

You’re a Spender. You spend pretty much everything you earn (and possibly more than you earn), or often buy things that you can't really afford. Partnering with a Saver or a Planner is ideal as they can teach you to enjoy the finer things in life without living beyond your means.

Mostly Cs:

You’re a Planner. You only like to spend your money on items or activities that are pre-calculated or planned in advance. You tend to get along with Savers and other Planners. Dating a Spender or Dreamer could bring about conflicts in a relationship if you don't let loose from time to time.

Mostly Ds:

You’re a Dreamer. You have a lot of big dreams, hopes and aspirations, but no practical financial plans about how to reach your goals. It’s a good idea to find a love match with a Saver or a Planer to keep you grounded in reality.